Consumer Protection

We represent consumers harmed by corporations that misrepresent their products or overcharge for their services.  We aim to achieve meaningful relief for our clients and similarly-situated individuals and help eliminate future unfair, deceptive and harmful business practices.  We are currently litigating or investigating the following types of corporate wrongdoing: 

 

Mortgage-Related Overcharges

 

We are investigating improper charges to consumers in connection with the purchase, sale or refinance of their homes. Such charges may include excessive fees or illegal insurance requirements. If you believe that you may have been overcharged in connection with the purchase, sale or refinance of your home, contact us for a free consultation.

 

Title Insurance Overcharges

 

Title insurance is an inevitable and unavoidable cost of any residential refinancing transaction. Unknown to most customers is that the title insurance industry employs a multi-tiered pricing structure. The "Original Rate" is the full price of a title insurance policy. Under certain circumstances, particularly in the case of refinance transactions, customers may be entitled to significant discounts on the Original Rates—often as much as 50%—if they have previously purchased title insurance policies on the same properties in connection with an earlier purchase or refinance transaction. These significant discounts are often known as "Reissue Rates," but are sometimes described as short-term rates, refinance rates, prior policy rates or substitution rates. For years, the title insurance industry has overcharged certain individual homeowners hundreds of dollars each for title insurance by failing to pass along the required Reissue Rate discounts. If you believe that you may have overpaid for title insurance in connection with the refinance of your home mortgage, contact us for a free consultation.

 

 
Dyer & Berens LLP - 303 East 17th Avenue, Suite 300 - Denver, Colorado 80203 - email us
Phone: 888.300.3362 or 303.861.1764 - Fax: 303.395.0393
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