We represent consumers harmed by corporations that misrepresent their products or overcharge for their services.  We aim to achieve meaningful relief for our clients and similarly-situated individuals and help eliminate future unfair, deceptive and harmful business practices.  We are currently litigating or investigating the following types of corporate wrongdoing: 

Mortgage-Related Overcharges

We are investigating improper charges to consumers in connection with the purchase, sale or refinance of their homes. Such charges may include excessive fees or illegal insurance requirements. If you believe that you may have been overcharged in connection with the purchase, sale or refinance of your home, contact us for a free consultation.

Title Insurance Overcharges

Title insurance is an inevitable and unavoidable cost of any residential refinancing transaction. Unknown to most customers is that the title insurance industry employs a multi-tiered pricing structure. The "Original Rate" is the full price of a title insurance policy. Under certain circumstances, particularly in the case of refinance transactions, customers may be entitled to significant discounts on the Original Rates—often as much as 50%—if they have previously purchased title insurance policies on the same properties in connection with an earlier purchase or refinance transaction. These significant discounts are often known as "Reissue Rates," but are sometimes described as short-term rates, refinance rates, prior policy rates or substitution rates. For years, the title insurance industry has overcharged certain individual homeowners hundreds of dollars each for title insurance by failing to pass along the required Reissue Rate discounts. If you believe that you may have overpaid for title insurance in connection with the refinance of your home mortgage, contact us for a free consultation.

Financial Privacy Violations

There are a number of state and federal laws that were enacted to safeguard consumers' personal financial information and protect them from the all-too-common danger of identity theft. These laws include restrictions on the credit card information that may be printed on a consumer's credit card receipts. Federal law precludes businesses from printing expiration dates or more than the last five digits of a credit card number on a receipt, and provides for significant financial penalties for violations of this provision. If you believe that your financial information may have been improperly disclosed or otherwise compromised, contact us for a free consultation.